Save Money

Save Money

The first step to financial independence is to spend less than you earn. There are many ways to cut back. It doesn’t necessarily mean pain and sacrifice, and the effort is well worth the benefit received.

I want you to know the peace of living within your means, having an emergency fund to fall back on, and knowing you have saved enough to retire and live well into old age. These things provide comfort that ‘things’ never will.

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Latest Articles in Save Money

Closeup picture of white rice.

I've you've been considering Costco membership, but aren't sure it's worth the cost of membership, read on. Sometimes all it takes is one good thing to prove membership is worth it.

Image of a shop loyalty card.

Loyalty card. How many do you have in your wallet? At last count I had... too many. Why does every store think they need one? Do they use the data or are they just following a trend?

Two hands hold wrenches and work on something.

Doing it yourself doesn't always save as much as you think. When does it pay off to pay someone else?

Two women negotiate a contract with a man.

Learn this strategy and you can stop dreading the purchase of a car.

Two men negotiate a deal at an outdoor sale.

There is nothing more enjoyable than spending Saturday morning at garage sales. Haggling for a better deal just makes it more fun.

Clothing hung on a rack.

While we can't eliminate the expense of clothing entirely, but taking better care of what we have can reduce it.

Two women look at clothing they are considering swapping.

Get together with friends, make it fun, and end up with a new wardrobe to boot. What could be better?

A woman shops for clothing.

Whether shopping new or used, there are always deals to be found which can help you trim the clothing budget.

A man watches a blank television screen.

One mom's comparison of Netflix, Hulu Plus and Amazon Prime.

A hand holds a cable TV remote control.

Cable-free doesn't need to mean TV-free. Check out the alternatives.